{"id":925,"date":"2024-02-15T11:27:17","date_gmt":"2024-02-15T10:27:17","guid":{"rendered":"https:\/\/www.finblog.cz.triton.blueboard.cz\/?p=925"},"modified":"2024-02-15T11:27:18","modified_gmt":"2024-02-15T10:27:18","slug":"investovani-do-dluhopisu-neni-slozite-zkusit-jej-muzete-i-vy","status":"publish","type":"post","link":"https:\/\/finblog.cz\/?p=925","title":{"rendered":"Investov\u00e1n\u00ed do dluhopis\u016f nen\u00ed slo\u017eit\u00e9. Zkusit jej m\u016f\u017eete i vy"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Pokud se rozhodnete pro investici do dluhopis\u016f, budete pracovat s&nbsp;cenn\u00fdmi pap\u00edry, u nich\u017e je d\u00e1n pevn\u00fd v\u00fdnos a je vlastn\u011b p\u016fj\u010dkou, kterou poskytnete coby investor dlu\u017en\u00edkovi. T\u00edm m\u016f\u017ee b\u00fdt nap\u0159. st\u00e1t, podnik a jin\u00e9 organizace.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Co mus\u00ed obsahovat dluhopisy?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Dluhopisy jsou mezist\u00e1tn\u00ed smlouvy a mus\u00ed obsahovat v\u0161echny n\u00e1le\u017eitosti t\u00fdkaj\u00edc\u00ed se p\u016fj\u010dky a jej\u00edho spl\u00e1cen\u00ed, aby bylo pro ob\u011b strany <a href=\"https:\/\/www.home.saxo\/cs-cz\/products\/bonds\">investov\u00e1n\u00ed do dluhopis\u016f<\/a> srozumiteln\u00e9. Obsahovat mus\u00ed i kone\u010dn\u00e9 datum, kdy m\u00e1 b\u00fdt vlastn\u00edkovi vyplacena jistina \u00fav\u011bru, zpravidla i podm\u00ednky pro fixn\u00ed a variabiln\u00ed \u00farokov\u00e9 platby uhrazen\u00e9 dlu\u017en\u00edkem.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Kdo n\u00e1m nab\u00edz\u00ed sv\u00e9 dluhopisy?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Vybrat si m\u016f\u017eete dluhopisy obc\u00ed, st\u00e1t\u016f, podnik\u016f a dal\u0161\u00edch, abyste je podpo\u0159ili ve financov\u00e1n\u00ed operac\u00ed, projekt\u016f, \u010dinnost\u00ed. Coby vlastn\u00edk dluhopis\u016f budete dr\u017eiteli dluh\u016f nebo v\u011b\u0159itelem emitenta.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Vl\u00e1dy i firmy si formou dluhopis\u016f zaji\u0161\u0165uj\u00ed pen\u00edze formou p\u016fj\u010dky. Klasick\u00e1 banka jim zpravidla vysokou \u010d\u00e1stku, kterou pot\u0159ebuj\u00ed na financov\u00e1n\u00ed sv\u00fdch \u010dinnost\u00ed, n\u00e1kup stroj\u016f, budov a podobn\u011b, neposkytne. D\u00edky dluhopis\u016fm si zajist\u00ed \u0159e\u0161en\u00ed, mnoho investor\u016f do dluhopis\u016f tak z\u00edsk\u00e1 role v\u011b\u0159itel\u016f. Trhy tak\u00e9 dovoluj\u00ed v\u011b\u0159itel\u016fm prod\u00e1vat d\u00e1l sv\u00e9 dluhopisy jin\u00fdm investor\u016fm nebo kupovat dluhopisy od jin\u00fdch jednotlivc\u016f, a to i s&nbsp;velk\u00fdm odstupem \u010dasu pot\u00e9, co p\u016fvodn\u00ed emituj\u00edc\u00ed firma z\u00edskala finance.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Dluhopisy a jejich cena<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">V\u011bt\u0161ina dluhopis\u016f m\u00e1 v\u011bt\u0161inou cenu stanovenou na \u00farovni nomin\u00e1ln\u00ed hodnoty, tedy 1&nbsp;000 USD nomin\u00e1ln\u00ed hodnoty jednotliv\u00e9ho dluhopisu. To, jak\u00e1 je skute\u010dn\u00e1 cena dluhopisu, se odv\u00edj\u00ed od mnoha skute\u010dnost\u00ed. Jde o kvalitu emitenta, d\u00e9lce doby splatnosti, tak\u00e9 na kup\u00f3nov\u00e9 sazb\u011b ve srovn\u00e1n\u00ed s&nbsp;obecn\u00fdm \u00farokov\u00fdm prost\u0159ed\u00edm v&nbsp;konkr\u00e9tn\u00ed dob\u011b. Jmenovit\u00e1 hodnota dluhopisu se rovn\u00e1 \u010d\u00e1stce, kter\u00e1 bude vyplacena zp\u011bt dlu\u017en\u00edkovi po splatnosti dluhopisu.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Pokud se rozhodnete pro investici do dluhopis\u016f, budete pracovat s&nbsp;cenn\u00fdmi pap\u00edry, u nich\u017e je d\u00e1n pevn\u00fd v\u00fdnos a je vlastn\u011b p\u016fj\u010dkou, kterou poskytnete coby investor dlu\u017en\u00edkovi. T\u00edm m\u016f\u017ee b\u00fdt nap\u0159. st\u00e1t, podnik a jin\u00e9 organizace. Co mus\u00ed obsahovat dluhopisy? Dluhopisy jsou mezist\u00e1tn\u00ed smlouvy a mus\u00ed obsahovat v\u0161echny n\u00e1le\u017eitosti t\u00fdkaj\u00edc\u00ed se p\u016fj\u010dky a jej\u00edho spl\u00e1cen\u00ed, aby [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":926,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"tdm_status":"","tdm_grid_status":"","footnotes":""},"categories":[16],"tags":[],"class_list":["post-925","post","type-post","status-publish","format-standard","has-post-thumbnail","category-investice"],"amp_enabled":false,"_links":{"self":[{"href":"https:\/\/finblog.cz\/index.php?rest_route=\/wp\/v2\/posts\/925","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/finblog.cz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/finblog.cz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/finblog.cz\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/finblog.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=925"}],"version-history":[{"count":0,"href":"https:\/\/finblog.cz\/index.php?rest_route=\/wp\/v2\/posts\/925\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/finblog.cz\/index.php?rest_route=\/wp\/v2\/media\/926"}],"wp:attachment":[{"href":"https:\/\/finblog.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=925"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/finblog.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=925"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/finblog.cz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=925"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}